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Win R3,000 cash

Help us understand the financial challenges facing South Africans

Answer 3 quick questions for your chance to win R3,000. No loan application or purchase necessary. Your answers won't affect your eligibility for credit.

Question 1 of 3Have you been declined for a loan in the past six months?

Free to enter. One entry per person per draw. Draws take place every quarter. 18+ South African residents only. Full rules.

Why we’re asking

Official statistics rarely show what borrowing looks like for ordinary South Africans from month to month. Your answers help us report on the real picture: how often people are turned down for credit, how many could handle an unexpected bill, and where people turn when a bank says no.

We publish the combined results so borrowers, journalists and policymakers can see what’s really happening.

How we use your answers

  • Your answers are stored anonymously, separately from your draw entry.
  • We only ever publish combined percentages, never individual answers.
  • Your answers are not shared with lenders and won’t affect your eligibility for credit.
  • Your name, mobile number and email are only used to run the draw and contact the winner.

Read the full draw rules and our privacy policy.

Looking for a loan instead?

Our application takes about five minutes and matches you with an NCR-registered lender. It’s free to use and separate from this survey.

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