Privacy Policy
Last updated: [Insert Date]
1. Introduction
Welcome to Instant Loans SA (accessible at https://instantloanssa.co.za).
Instant Loans SA is a financial services lead generation platform. We are not a credit provider or lender.
We connect consumers with a network of third-party, NCR-registered lenders and financial service providers.
We are committed to protecting your personal information in accordance with the **Protection of Personal Information Act (POPIA)** of South Africa.
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2. Information We Collect
When you use our website or submit an application, we may collect the following information:
Personal Information
* Full name
* Email address
* Mobile phone number
* South African ID number
Financial & Employment Information
* Loan amount requested
* Loan term
* Employment status
* Employer details
* Monthly income
Technical Information
* IP address
* Device type
* Browser information
* Cookies and usage data
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3. How We Use Your Information
We use your information to:
* Process and submit your application to our lending partners
* Match you with suitable loan providers
* Contact you regarding your application
* Improve our website and services
* Prevent fraud and ensure compliance
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4. Data Sharing with Third Parties
Important: We Are a Broker
By submitting your information on this website, you acknowledge and agree that:
Instant Loans SA is not a lender. We act as an intermediary that connects you with third-party lenders and financial service providers.
Who We Share Your Data With
We may share your personal information with:
* NCR-registered lenders
* Credit providers and financial institutions
* Loan comparison platforms
* Credit bureaus (where applicable)
* Service providers assisting with application processing
Purpose of Sharing
Your information is shared for the purpose of:
* Assessing your eligibility for a loan
* Conducting affordability and credit checks
* Providing you with loan offers
* Contacting you regarding financial products
Consent
By submitting your application, you explicitly consent to:
Your personal information being shared with multiple lending partners for the purpose of evaluating your loan application and contacting you with offers.
5. Credit Checks and Communications
By using our service, you understand that:
* Lenders may perform **credit checks** with registered credit bureaus
* You may be contacted via:
* Phone calls
* SMS
* Email
* WhatsApp (where applicable)
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6. Data Retention
We retain your personal information only for as long as necessary to:
* Fulfil the purposes outlined in this policy
* Comply with legal and regulatory requirements
* Resolve disputes and enforce agreements
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7. Cookies and Tracking Technologies
We use cookies and similar technologies to:
* Improve user experience
* Analyse website traffic
* Optimise marketing performance
You can control cookies through your browser settings.
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8. Data Security
We take reasonable technical and organisational measures to protect your personal information against:
* Unauthorised access
* Loss or misuse
* Alteration or disclosure
However, no system is completely secure, and we cannot guarantee absolute security.
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9. Your Rights Under POPIA
You have the right to:
* Access your personal information
* Request correction or deletion
* Object to processing
* Withdraw consent (where applicable)
To exercise your rights, please contact us at:
support@instantloanssa.co.za
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10. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.
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11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.
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12. Contact Us
If you have any questions about this Privacy Policy or how your data is handled, please contact:
support@instantloanssa.co.za
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13. Consent
By using this website and submitting your information, you confirm that:
You have read and understood this Privacy Policy and consent to the collection, use, and sharing of your personal information as described above.